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                      Disclosure

                      Stacey Lockhart is an agent of and licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of FL, NH, NJ, PA, SC, UT, VA, and WA. No insurance business may be conducted outside the states referenced.

                      Stacey Lockhart is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 300 Corporate Center Dr Ste 302, Camp Hill, PA, 17011, 717-723-1775. In this regard, this communication is strictly intended for individuals residing in the state of Pennsylvania. No offers may be made or accepted from any resident outside the specific state referenced.

                      Neither New York Life Insurance Company nor its agents or affiliates provide tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.?

                      For more information about NYLIFE Securities LLC and its investment professionals.

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